All figures in INR Crs unless otherwise stated
Standalone Financials:
📊Total Income
Q1FY25- ₹2,261
Q4FY25 – ₹2,316
Q1FY26 – ₹2,334
📊Total Expenses
Q1FY25 – ₹2,172
Q4FY25 – ₹2,258
Q1FY26 – ₹2,358
📊Net Profit
Q1FY25 – ₹39.52
Q4FY25 – ₹24.24
Q1FY26 – (₹49.72)
📊EPS
Q1FY25 – ₹3.10
Q4FY25 – ₹1.90
Q1FY26 – ₹(3.89)
📊Net Worth (Excluding CCPS)
FY25 – ₹5,712
Q1FY26 – ₹5,932
Net worth including CCPS: ₹8,874
📑 KEY HIGHLIGHTS – Q1FY26
➡️There was an increase in Total Income because of a Gain on derecognition of financial instruments. Interest income decreased q-o-q by ~₹35Cr.
➡️There was an increase in Total Expenses on account of higher finance cost and impairment cost on a q-o-q basis.
➡️The Gross NPA stands at 5.65% and Net NPA stands at 2.50% for the quarter. Both the metrics were higher as compared to the previous quarter.
➡️The company classifies the CCPS as a financial liability. If they were classified as equity then the PAT for Q1FY26 would be higher by ₹118.5 Cr bringing the PAT to ₹68.78 Cr.
➡️The Debt/Equity ratio of the company is 4.87 (includes CCPS) for the year.
➡️During the quarter the company issued 18,57,135 equity shares at ₹1400 per share on a private placement basis.
➡️The Book Value Per Share (BVPS) based on this is ₹534.61 on a standalone basis taking a shares outstanding of 16,59,90,672 (including recent funding and CCPS).
➡️Hero Housing Finance Q1FY26 Financials:
Total income: ₹207 Cr (203 in Q4FY25)
PAT: ₹13.37 Cr (16.56 in Q4FY25)
Net worth: ₹862 Cr
For more quarterly result updates and other news, go on to www.chryseum.in