SBI General Insurance Limited
Q3FY26 Highlights
All figures in INR Crs unless otherwise stated
📊Gross Premiums
Q3FY25 – ₹2,818
Q3FY26 – ₹3,566
9MFY25 – ₹9,404
9MFY26 – ₹10,768
📊Net Earned Premiums
Q3FY25 – ₹2,185
Q3FY26 – ₹2,409
9MFY25 – ₹6,451
9MFY26 – ₹7,135
📊Operating Profit
Q3FY25 – ₹52.14
Q3FY26 – ₹54.71
9MFY25 – ₹154.63
9MFY26 – ₹406.17
📊Net Profit
Q3FY25 – ₹89.82
Q3FY26 – ₹100.76
9MFY25 – ₹503.5S0
9MFY26 – ₹522.52
📑 KEY HIGHLIGHTS – Q3FY26
➡️Gross Premiums increased by 14.5% primarily due to increase in Motor Insurance, Fire Insurance and Cargo Insurance.
➡️Net claims increased by 3% on a y-o-y basis to stand at ₹5,601 Cr in 9MFY26
➡️ The company had a combined ratio of 110.86% as on 9MFY26, indicating an underwriting loss. This loss is partly offset by the return on investment portfolio which stood at 6.4%. Indicating that the company is not able to cover the 10% underwriting loss.
➡️The company’s BVPS increased to 231.49 from 208.61 a year ago.
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