News Details

Reliance General Insurance Q4FY25 Highlights

🔵Reliance General Insurance Limited🔵

Q4FY25 & FY25 Highlights

All figures in INR Crs unless otherwise stated

📊Gross Direct Premium
Q4FY24- ₹2,482
Q3FY25 – ₹2,995
Q4FY25 – ₹2,273

FY24 – ₹11,688
FY25 – ₹12,548

📊Net Earned Premium
Q4FY24- ₹1,741
Q3FY25 – ₹2,033
Q4FY25 – ₹1,626

FY24 – ₹6,687
FY25 – ₹7,124

📊Operating Profit
Q4FY24- ₹(19.80)
Q3FY25 – ₹119.18
Q4FY25 – ₹(25.55)

FY24 – ₹170
FY25 – ₹236

📊Net Profit
Q4FY24- ₹58.31
Q3FY25 – ₹86.22
Q4FY25 – ₹15.45

FY24 – ₹280
FY25 – ₹315

📊Total Net Worth
FY24 – ₹3,188
FY25 – ₹3,434

📊EPS
Q4FY24 – ₹2.23
Q3FY25 – ₹3.24
Q4FY25 – ₹0.58

FY24 – ₹10.72
FY25 – ₹11.86

📊BVPS
FY24 – ₹120.34
FY25 -₹129.63

KEY HIGHLIGHTS – Q4FY25 & FY25

➡There was a decrease in Gross Direct Premium in Q4FY25 on a q-o-q basis. Although there was an increase in premiums in FY25 over FY24 by 7.36% primarily due to Rise in Motor Insurance, health insurance, Weather and Crop Insurance, Engineering etc.

➡The company has a solvency ratio of 1.59 times.

➡The combined ratio stood at 116% for FY25

➡ Maharashtra continued to be the highest contributor to the company’s GDP, followed by Rajasthan, Odisha, Karnataka, Gujarat and Haryana.

➡Motor Insurance accounts for 37% of the GDP followed by Weather & Crop Insurance (30.72%), Health (17.66%), Fire (8.87).

➡The company based on the Gross Direct Premium contributes to 4.19% of the market share of Non-Life Insurance companies in India as of May 2025.

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