🟢 *Hero Fincorp Limited* 🟢
*Q4FY25 Highlights
All figures in INR Crs unless otherwise stated
-Indicative price of the company in the unlisted market is ₹1265. It is trading at a P/B multiple of 2.39
📊Total Income
Q4FY24 – ₹2,279.92
Q3FY25 – ₹2,502.75
Q4FY25 – ₹2,518.17
FY24 – ₹8,359.72
FY25 – ₹9,903.33
📊Total Expenses
Q4FY24 – ₹2,061.05
Q3FY25 – ₹2,499.84
Q4FY25 – ₹2,437.20
FY24 – ₹7,399.17
FY25 – ₹9,647.24
📊Net Profit
Q4FY24 – ₹134.79
Q3FY25 – ₹(17.64)
Q4FY25 – ₹40.81
FY24 – ₹637.05
FY25 – ₹109.95
📊EPS
Q4FY24 – ₹10.59
Q3FY25 – ₹(1.39)
Q4FY25 – ₹3.20
FY24 – ₹50.04
FY25 – ₹8.63
📊Net Worth (Excludes CCPS)
FY24 – ₹5,772.03
FY25 – ₹5,760.76
📑 *KEY HIGHLIGHTS – Q4FY25*
➡️There was an increase in Total Income because profit on sale of investments increased from ₹8.79 crore to ₹28.14 crore on a q-o-q basis.
➡️There was a decrease in Total Expenses on account of lower finance cost and impairment cost on a q-o-q basis.
➡️The Gross NPA stands at 5.05% and Net NPA stands at 2.30% for the quarter.
➡️The Debt/Equity ratio of the company is 5.80 (includes CCPS) for the year.
➡️ The Net Worth for FY25 is ~ ₹8,637.52(considering CCPS as equity).The Book Value Per Share (BVPS) based on this is ₹527.64