🟢 *Incred Financial Services Limited* 🟢
*Q3FY25 Highlights(Standalone)*
All figures in INR Crs unless otherwise stated
📊Total Income
Q3FY24 – ₹342.46
Q2FY25 – ₹428.47
Q3FY25 – ₹520.13
📊Total Expenses
Q3FY24 – ₹214.08
Q2FY25 – ₹311.98
Q3FY25 – ₹380.93
📊Net Profit
Q3FY24 – ₹95.94
Q2FY25 – ₹85.99
Q3FY25 – ₹104.96
📊EPS
Q3FY24 – ₹2.09
Q2FY25 – ₹1.76
Q3FY25 – ₹2.15
📊Net Worth
9M’24 – ₹3,281.98
9M’25 – ₹3,281.98
📑 *KEY HIGHLIGHTS – Q3FY25*
➡️There was an increase in Total Income because Interest Income increased from ₹393.14 crore to ₹461.89 crore on a q-o-q basis.
➡️There was an increase in Total Expenses on account of higher Finance cost and other cost on a q-o-q basis.
➡️The Debt/Equity ratio for the company is 2.16 for this quarter.
➡️The Book Value Per Share (BVPS) based on the net worth upto this quarter is ₹67.21
➡️The Gross NPA stands at 2.05% and Net NPA stands at 0.80%
➡️The capital adequacy ratio for Q3FY25 stands at 27.25%