AROHAN FINANCIAL SERVICES LIMITED Q3FY25 Highlights
All figures in INR Crs unless otherwise stated
📊Total Income
Q3FY24- ₹425
Q2FY25 – ₹456
Q3FY25 – ₹401
9MFY24 – ₹1,185
9MFY25 – ₹1,337
📊Total Expenses
Q3FY24 – ₹307
Q2FY25 – ₹397
Q3FY25 – ₹396
9MFY24 – ₹889
9MFY25 – ₹1,135
📊Net Profit
Q3FY24 – ₹80.75
Q2FY25 – ₹44.61
Q3FY25 – ₹3.49
9MFY24 – ₹210
9MFY25 – ₹152
📊EPS
Q3FY24 – ₹6.91
Q2FY25 – ₹2.93
Q3FY25 – ₹ 0.23
9MFY24 – ₹18.02
9MFY25 – ₹9.98
📊BVPS (Considering allotment of ESOP)
FY24 – ₹122.18
Q2FY25 -₹130.46 Q3FY25 – ₹130.34
📊Net Worth
FY24 – ₹1,914
H1FY25 – ₹2,064
9MFY25 – ₹2,062
📑 KEY HIGHLIGHTS – Q3FY25
➡️Revenue from Operations decreased this quarter by ~₹55 Cr due to fall in interest income ,Fees & Commission Income .
The segment reporting of operating revenue for Q3FY25 was as follows:-
1) Interest Income: ₹395.63 (424.52 in Q2FY25)
2) Fees & Commission Income : ₹5.11 (31.04 in Q2FY25)
➡️The company has a Debt-to-Equity of 2.39 times.
➡️The Gross NPA stood at 2.86% (1.51% in Q2FY25)
while the Net NPA stood at 0.52% (0% in Q2FY25)
➡️The capital adequacy ratio was 36.63%
➡️ RBI imposed certain restrictions on the Company based on concerns observed during the annual inspection carried for the financial year ended March 31, 2023, directing the Company to cease and
desist from sanctioning or disbursing loans, effective from the close of business on October 21, 2024 ,However RBI has removed lending restrictions on the company on January 03, 2025 after it became satisfied with the company’s revamped processes as well as its commitment to adhere to the regulatory guidelines.
