login
Current Deals

company details

HERO FINCORP LIMITED

  • www.herofincorp.com
  • Sector: Banks/NBFC
  • CHRYSEUM SCORE: 5.75/10.00
    ×

    HERO FINCORP LIMITED

    • Sector: Banks/NBFC
    • CHRYSEUM SCORE: 5.75/10.00

    Description: Hero FinCorp Limited is registered as a Non-Banking financial (Non deposit accepting) Company, engaged in the business of financing, leasing, bill discounting and related financial services.

    Evaluation is basis the latest financial year disclosures filed by the company

    Valuation

    Max Score: 3.50

    P/B of Company

    2.72

    Avg P/B of Key Peers

    2.13

    P/B of Industry

    1.59

    Valuation Score

    0.00

    The Valuation Score depicts if the company is available at a discount when compared to its listed peer & its Industry Average. Higher the discount, more is the score given to the company.

    Growth

    Max Score: 3.50

    Sales Growth

    24.68%

    PAT Growth

    131.09%

    BVPS Growth

    19.06%

    Growth Score

    3.50

    The Growth Score accounts for the growth in Sales, PAT and the BVPS on a 3 year CAGR basis.

    Key Metrics

    Max Score: 1.50

    ROA

    1.20%

    Net NPA

    2.00%

    Capital Adequacy

    19.74%

    Key Metrics Score

    0.75

    The Other Key Metrics takes into consideration the Return on Asset, Net NPA and CAR of the company.ROA & NNPA are compared to the company’s peer averages.

    Management Quality

    Max Score: 1.50

    Board Structure & Composition

    1.00

    Related Party Transactions

    1.00

    Timely Disclosure

    1.00

    Management Score

    1.50

    This score represents a consolidated view of the Company’s Management Quality, which includes Board Structure, Related Party Transactions and Timely disclosures. Each parameter is scored out of 1.

₹1265.00 0.00 (0.00%)

As on 18 Apr, 2025
L 1265.00 52 Week Range H 2085.00
Company Description : It is one of India's fastest growing NBFCs and is a subsidiary of Hero Motocorp Limited. It is engaged in the business of financing, leasing, bill discounting and related financial services.
Company Overview
  • Name of Company HERO FINCORP LIMITED
  • Sector Banks/NBFC
  • ISIN INE957N01016
  • Scrip Code HERO FINCORP
  • CIN U74899DL1991PLC046774
  • Pan No AAACH0157J
  • Face Value 10
  • Price ₹ 1265.00
  • No. of Shares outstanding 16.37 Cr.
  • Market Cap ₹ 20,704.29 Cr
Financials
  • Revenue from operations ₹ 8,290.90 Cr.
  • EBITDA ₹ 4,123.87 Cr.
  • EBITDA Margin % 49.74%
  • Profit After Tax ₹ 637.05 Cr.
  • PAT Margin % 7.62%
  • EPS 38.92
  • Stock P/E 32.50
  • Book Value Per Share 512.20
  • P/B 2.47
  • Debt/Equity 4.28
Other Key Statistics
  • 52 week High/Low 2085.00/1265.00
  • Dividend Per Share 10.00
  • Dividend Yield 0.79%
  • Sales Growth - 3 years 24.68%
  • EBITDA Growth - 3 years 31.43%
  • PAT Growth - 3 years 131.09%
  • EPS Growth - 3 years 131.18%
  • ROE 7.60%
  • ROCE 68.11%
  • Cash Equivalents 157.85
All figures below are in INR Crores unless otherwise stated

Peer Comparison

Key Financials - FY24
Company Name Hero FinCorp Limited Shriram Finance Mahindra Financial
Listing Status Unlisted Listed Listed
Revenue from Operations 8,290.90 36,379.52 15,796.85
Total Income 8,359.72 36,412.99 15,970.32
Finance Cost 3,097.36 15,521.76 6,959.20
Depreciation & Amortization 65.96 587.60 274.85
Total Expenses 7,399.17 26,452.82 13,438.25
EBITDA 4,123.87 26,069.53 9,766.12
PAT 637.05 7,398.89 1,943.05
No. of Shares Outstanding 16.37 187.90 123.55
EPS (in ₹) 38.92 39.38 15.73
Share Capital 127.31 375.79 246.88
Total Net Worth 8,383.27 48,947.00 19,974.86
Total Assets 53,204.66 248,265.94 123,715.79
Borrowings 35,840.39 100,152.44 56,789.54
Key Metrics:
CMP* 1,265.00 691.75 275.50
Market Cap (In Cr.) 20,704.29 129,979.83 34,038.03
Market Cap/Sales 2.48 3.57 2.13
EPS (Earnings Per Share) 38.92 39.38 15.73
BVPS (Book Value Per Share) 512.20 260.50 161.67
P/E 32.50 17.57 17.51
P/BV 2.47 2.66 1.70
Debt-Equity 4.28 2.05 2.84
Net NPA 2.00% 2.70% 1.28%
Capital Adequacy Ratio 19.74% 20.30% 18.90%
EBITDA Margin 49.74% 71.66% 61.82%
ROE 7.60% 15.12% 9.73%
ROA 1.20% 2.98% 1.57%
*Market Price in ₹ as on 18 Apr, 2025

Profit Loss

FY24 FY23 FY22 FY21 FY20
Revenue from operations 8,290.90 6,401.60 4,738.66 4,278.08 3,799.86
Y-o-Y Revenue Growth 29.51% 35.09% 10.77% 12.59% 50.88%
Other Income 68.82 45.95 59.00 55.44 55.32
Total Income 8,359.72 6,447.55 4,797.66 4,333.52 3,855.18
Total Expenses (Excludes Interest and Depreciation) 4,235.85 3,500.45 3,339.97 2,516.93 1,740.84
Operating Profit (After deducting Depreciation) 3,989.09 2,863.22 1,365.50 1,725.94 2,022.69
OPM % 48.11 44.73 28.82 40.34 53.23
EBITDA 4,123.87 2,947.10 1,457.69 1,816.59 2,114.34
Depreciation 65.96 37.93 33.19 35.21 36.33
EBIT 4,057.91 2,909.17 1,424.50 1,781.38 2,078.01
Interest 3,097.36 2,173.95 1,678.53 1,710.31 1,629.22
EBT before Exceptional Items 960.55 735.22 -254.03 71.07 448.79
Prior period/Exceptional /Extra Ordinary Items 0.00 0.00 0.00 0.00 0.00
Profit before tax/EBT 960.55 735.22 -254.03 71.07 448.79
Tax 323.50 255.27 -62.13 19.45 170.76
Net Profit 637.05 479.95 -191.90 51.62 278.03
Profit (loss) of minority interest 0.00 0.00 0.00 0.00 0.00
Total profit (loss) for period 637.05 479.95 -191.90 51.62 278.03
EPS in Rs 38.92 29.32 -11.72 3.15 16.99
EPS Change % 32.73% -350.10% -471.76% -81.43% 13.14%
EBITDA Change % 39.93% 102.18% -19.76% -14.08% 37.24%
Profit growth 32.73% -350.10% -471.76% -81.43% 13.14%
ROCE 68.11% 54.08% 29.17% 35.18% 45.10%
ROE 7.60% 6.35% -4.02% 1.04% 6.22%
Debt / Equity Ratio 4.28 3.52 4.61 3.86 3.61
Sales growth 3Years 24.68%
Sales growth 5Years 26.91%
Dividend per share 10.00 8.10

Balance Sheet

FY24 FY23 FY22 FY21 FY20
Share Capital 127.31 127.31 127.31 127.31 121.54
Reserves 8,255.96 7,430.57 4,642.67 4,840.45 4,349.80
Total shareholders' funds 8,383.27 7,557.88 4,769.98 4,967.76 4,471.34
Borrowings 35,840.39 26,612.99 22,008.69 19,156.51 16,130.76
Other Liabilities 586.20 968.73 7,267.51 5,572.40 6,394.06
Total Liabilities 47,432.63 38,203.39 29,629.07 25,028.27 22,727.79
Fixed Assets 299.27 113.14 92.59 93.20 129.17
Capital WIP 0.00 0.00 0.00 0.00 0.00
Investments 1,895.96 1,747.49 1,172.98 1,917.24 78.84
Other Assets 279.99 265.37 202.31 195.72 101.18
Total Assets 53,204.66 43,451.22 34,399.05 29,996.03 27,199.13
Cash Equivalents 157.85 791.23 1,039.01 1,223.00 2,344.46
Total Current liability 47,247.05 38,072.23 29,515.66 24,932.98 22,591.06
Total Assets -Total Current liabilty 5,957.61 5,378.99 4,883.39 5,063.05 4,608.07

Cash Flow

FY24 FY23 FY22 FY21 FY20
Net Cash from / (used in) Operating Activity -9,238.83 -6,918.52 -5,411.55 -1,840.00 -4,100.37
Net Cash from / (used in) Investing Activity -129.79 -474.13 830.41 -1,753.77 767.78
Net Cash from / (used in) Financing Activity 8,717.26 7,268.30 4,348.76 2,356.70 5,569.85
Net Inc/Dec In Cash And Cash Equivalents -651.36 -124.35 874.49 -1,237.07 2,237.26

Share Holding Pattern

No. of Shares in Crs. % Holding
Promoters 11.94 72.97%
Non Promoters 4.42 27.03%

News

© 2022 Chryseum Advisors LLP. All rights reserved. LLPIN – AAD-0626

+91 98925 31672 | info@chryseum.in

For latest updates

Linkedin-in